Thursday, December 2, 2010
Where do I go from here? Go with God?
Trying not to spend during the holidays is hard. I have some gift to get. Our family has decided to only buy gifts for the children and not for the adults..so if you are over 21 you are out of luck. LOL I have been really good at finding deals though. I have found deals on getting free toys from gilt.com, and have used a bunch of coupons. I scoured the clearance racks at Toys R Us. I was able to get gifts for 9 kids for just under $100. And it was nice stuff too! It has been hard however to be shopping and not buying excess. In fact I did over spend at the Old Navy Friends and Family sale. 30% off of the already low clearance prices sent me over the edge. But after stewing over it for several days I took back half of my purchases only keeping the really cheap items. I know I probably should have taken it all back but I just couldn't. So I met myself half way.
I am now looking for a financial adviser. I need a little advice beyond what I know. I am not sure how to go about finding one that will meet our needs, so I asked some friends for referrals. I have been in contact with one person, but I am not sure he is the right guy. But I will let you know what happens.
I have really implemented my coupon binder and I am really trying to only buy food items that I have a coupon for or that are on sale. On my most recent trip to target I ended up saving over $12 in coupons! I was so proud of myself. Plus I didn't buy anything I wouldn't normally buy!